|
|
|
|
|
Up
To |
Base
APR |
| Vehicle
Purchase Loans - New |
|
|
|
(2007 - 2009) |
60
Months |
6.00% |
| |
|
|
| Vehicle
Purchase Loans
- Used |
|
|
| . |
(2003
- 2009) |
48
Months |
6.00% |
| |
(2003
- 2009) |
60
Months |
6.50% |
| |
(2001
- 2002) |
36
Months |
8.00% |
| |
|
|
|
| |
| Unsecured Loans |
|
| $25,000
Maximum |
|
12
Months |
7.00% |
24
Months |
7.00% |
| |
|
36
Months |
9.00% |
| |
|
|
| |
|
|
|
Title
Secured Loans |
60
Months |
9.00% |
| |
$25,000
Maximum |
|
|
| |
|
|
|
Co-Signed
Loans |
12
Months |
11.00% |
| |
$10,000
Maximum |
24
Months |
12.00% |
| |
36
Months |
13.00% |
| |
|
|
|
Regular
Share Secured Loans |
48
Months |
call
for rate |
| |
|
|
|
Home
Equity Loans - No Loan Fees
~ Variable Rate - Line of Credit
|
60
Months
< $15,000 |
7.00%
|
| |
Effective thru : 12/31/08 |
120
Months
< $30,000 |
7.00%
|
| |
180
Months
< $100,000 |
7.00%
|
| |
|
|
|
| |
Home
Equity Loans - No Loan Fees
~ Fixed Rate - Closed End |
60
Month
Balloon |
8.00%
|
| |
|
72
Month
Balloon |
9.00%
|
| |
|
|
 |
|
|
|
| VISA
Credit Cards |
Introductory Rate |
0.00% |
| |
|
|
| |
|
|
| |
|
|
|
|
 |
|
APR |
APY |
| Regular
Share Accounts |
1.50% |
1.511% |
| $5.00
Minimum Balance
|
|
|
| Interest
is paid monthly |
|
|
| |
|
|
| |
|
|
| |
Christmas
Savings |
1.50% |
1.511% |
| |
Interest
is paid monthly |
|
|
| |
|
|
|
| |
Checking
Accounts |
0.00% |
0.00% |
| |
No
Minimum Balance &
No Monthly Service Fees |
|
|
| |
|
|
|
| |
Plus
Checking Accounts |
1.00% |
1.05% |
| |
$1,000 Minimum Balance |
|
|
| |
|
|
|
 |
Term
Share Certificate Accounts |
Rates Effective - 07/02/08 |
| $1,000
Minimum Deposit (Balance)
for 6 months |
| $5,000
Minimum Deposit (Balance) for 1 - 3 years |
| Interest
is paid monthly |
|
| Rates
are updated each Wednesday at 10 a.m. Call the credit
union for rates! |
| |
|
| 6
Month Certificate
|
3.500% |
3.562% |
| |
|
|
| 1
Year Certificate
|
2.400% |
2.429% |
| |
|
|
| |
2
Year Certificate
|
2.650% |
2.685% |
| |
|
| |
3
Year Certificate
|
2.650% |
2.685% |