Loan Rates are effective as of July 1, 2008; Credit Card Rates are effective as of April 27, 2007. The actual interest
rate you receive will be based upon your credit history.
Home Equity Loan Rates are as quoated.
APR means "Annual Percentage Rate."
Up To
Base APR
Vehicle Purchase Loans - New
(2007 - 2009)
60 Months
6.00%
 
Vehicle Purchase Loans - Used
. (2003 - 2009)
48 Months
6.00%
  (2003 - 2009)
60 Months
6.50%
  (2001 - 2002)
36 Months
8.00%
       
 
Unsecured Loans
$25,000 Maximum
12 Months
7.00%
24 Months
7.00%
   
36 Months
9.00%
 
 
 
Title Secured Loans
60 Months
9.00%
  $25,000 Maximum
     
Co-Signed Loans
12 Months
11.00%
  $10,000 Maximum
24 Months
12.00%
 
36 Months
13.00%
     
Regular Share Secured Loans
48 Months
call for rate
     
Home Equity Loans - No Loan Fees
~ Variable Rate - Line of Credit
60 Months
< $15,000
7.00%
  Effective thru : 12/31/08
120 Months
< $30,000
7.00%
 
180 Months
< $100,000
7.00%
       
  Home Equity Loans - No Loan Fees
~ Fixed Rate - Closed End
60 Month
Balloon
8.00%
   
72 Month
Balloon
9.00%
     
VISA Credit Cards
Introductory Rate
0.00%
 
 
     
 
APR
APY
Regular Share Accounts
1.50%
1.511%
$5.00 Minimum Balance    
Interest is paid monthly    
     
     
  Christmas Savings
1.50%
1.511%
  Interest is paid monthly    
       
  Checking Accounts
0.00%
0.00%
  No Minimum Balance &
No Monthly Service Fees
   
       
  Plus Checking Accounts
1.00%
1.05%
  $1,000 Minimum Balance    
       
Term Share Certificate Accounts
Rates Effective - 07/02/08
$1,000 Minimum Deposit (Balance) for 6 months
$5,000 Minimum Deposit (Balance) for 1 - 3 years
Interest is paid monthly  
Rates are updated each Wednesday at 10 a.m. Call the credit union for rates!
   
6 Month Certificate 3.500% 3.562%
     
1 Year Certificate 2.400% 2.429%
   
  2 Year Certificate 2.650% 2.685%
   
  3 Year Certificate
2.650%
2.685%
 
Payment Example: For every $1000 borrowed at 7.00% APR for 12 months,
the monthly repayment would be $86.53.
 
Accounts Insured
to $250,000.
This institution is
Not Federally Insured