Loan Rates

Loan Rates are effective as of January 1, 2010; Credit Card Rates are effective as of April 27, 2007.
The actual interest rate you receive will be based upon your credit history.
Home Equity Loan Rates are as quoted.

Loan Products Term APR*
Vehicle Purchase Loans - New
   (2009 - 2010)
   
60 Months 6.00%

Vehicle Purchase Loans - Used
  (2005 - 2010)
  (2005 - 2010)
  (2003 - 2004)
   
48 Months 6.00%
60 Months 6.50%
36 Months 8.00%

Unsecured Loans ($25,000 Max)
12 - 24 Months 7.00% Special Rate Thru December!
36 Months 9.00%
48 Months > $15,000 10.00%

Title Secured Loans ($25,000 Max)
60 Months 9.00%

Co-Signed Loans ($10,000 Max)
12 Months 11.00%
24 Months 12.00%
36 Months 13.00%

Regular Share Secured Loans
48 Months Call For Rate

Home Equity Loans
No Loan Fees, Variable Rate,
Line Of Credit, Effective Through 06/30/10.
60 Months  < $15,000 6.00%
120 Months < $30,000 6.00%
180 Months <$100,000 6.00%

Home Equity Loans
No Loan Fees, Fixed Rate, Closed End
60 Month Balloon 8.00%
72 Month Balloon 9.00%

Visa Credit Cards
Introductory Rate - 0.00%
*APR Is The Annual Percentage Rate.


Payment Example: For every $1000 borrowed at 7.00% APR for 12 months, the monthly repayment would be $86.53.


 
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