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Fee Schedule

Fees Effective February 1, 2012
Service fees are subject to change and reflect the cost of providing these services to our members.


ATM/Debit Card PIN Fee:
   First 10 PIN Transactions Per Month
   Additional PIN Transactions Per Month
   ATM Replacement / Re-Instatement

FREE
$1.50 Each Item
$25.00

Cost to Purchase Share Drafts Varies By Product Ordered

Copy of Share Draft $7.00 Each Item

Same Day Fax of Share Draft $10.00 Each Item

Dormant Account Fee:
$10.00 Monthly

Reminder to members with dormant accounts.
A monthly Dormant Account Fee of $10.00 is deducted from all share accounts having no activity for 24 months.  Activity is defined as any financial transaction initiated by the account owner.

The primary reason for this fee is the escalating costs of monitoring and maintaining these dormant accounts.


Returned Mail Fee $7.50 Per Item

Research & Obtain New Address $15.00 Per Account

Abandoned Property Processing $30.00 Per Account

Copy of Documents $5.00 Each Item

Stop Payment Fee $25.00 Each Item

Overdraft Transfer Fee $25.00 Per Transfer

Non-Sufficient Funds Items $25.00 Each Item

Non-Sufficient Funds (EFT/ACH) $25.00 Each Item

Any Items Returned Unpaid to the Credit Union $20.00 Each Item

PLUS Checking Account – Below Minimum Balance Fee $10.00 Each Occurrence

Late Fee on Loan Payments  (If not paid within the 15 day grace period) $5.00 Each Payment (per loan)

Valley Bell Bill Pay
$15.00 One Time if No Activity in 3 Months / 90 Days

Account Research One Hour Minimum/$25.00 Per Hour

Fast Funds - Western Union Money Transfer $25.00 (Domestic)
$45.00 (Foreign)

Commercial Wire Transfers $25.00 (Domestic)
$50.00 (Foreign)

Directo a Mexico ACH/Wire $15.00 First $1,000.00
$1.00 Per Additional $100.00

Registration Renewal Stickers $5.00 Each

Levies $30.00 Each Item Returned

ACH Origination Set-Up Fee $5.00 Each

Notary Public $2.00 (For Non-Members)

Reg D Transaction Fee - Per item over 6 Per Statement Cycle $10.00 Each Item

Mortgage & HE Loan Payoff Letters (Requests for Letter in Writing) $25.00 Per Letter

Other Fees

A ‘pass through’ fee may be applied to a specific transaction to reimburse the credit union for any additional expense incurred when processing the transaction.

Services and related fees are subject to change without notice and reflect the cost of providing these services to our members.


 
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