Fee Schedule

Fees Effective January 1, 2009
Service fees are subject to change and reflect the cost of providing these services to our members.


ATM/Debit Card PIN Fee:
   First 10 PIN Transactions Per Month
   Additional PIN Transactions Per Month

FREE
$1.00 Each Item

Cost to Purchase Share Drafts Varies By Product Ordered

Copy of Share Draft $5.00 Each Item

Same Day Fax of Share Draft $7.00 Each Item

Dormant Account Fee:
   Bad Address [After 6 Months]
   Good Address [After 24 Months]
$5.00 Monthly
All Account Balances
Account Balances < $20

Reminder to members with small balance inactive accounts and accounts with invalid addresses…
A monthly Dormant Account Fee of $5.00 is deducted from all share accounts with balances of $20.00 or less and having no activity for 24 months and from share accounts having mail returned with an invalid address for a period of 6 months.  Activity is defined as any financial transaction initiated by the account owner.

The primary reason for these changes is the escalating costs of monitoring and maintaining these accounts.


Returned Mail Fee $5.00 Per Item

Research & Obtain New Address $10.00 Per Account

Abandoned Property Processing $25.00 Per Account

Copy of Documents $5.00 Each Item

Stop Payment Fee $20.00 Each Item

Overdraft Transfer Fee $20.00 Per Transfer

Non-Sufficient Funds Items $20.00 Each Item

Non-Sufficient Funds (EFT/ACH) $20.00 Each Item

Any Items Returned Unpaid to the Credit Union $20.00 Each Item

PLUS Checking Account – Below Minimum Balance Fee $10.00 Each Occurrence

Account Research One Hour Minimum/$25.00 Per Hour

Fast Funds - Western Union Money Transfer $25.00 (Domestic)
$45.00 (Foreign)

Commercial Wire Transfers $20.00 (Domestic)
$50.00 (Foreign)

Directo a Mexico ACH/Wire $10.00 First $1,000.00
$1.00 Per Additional $100.00

Other Fees A ‘pass through’ fee may be applied to a specific transaction to reimburse the credit union for any additional expense incurred when processing the transaction.

 
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